- Although workers age 40 and older experience a lower incidence of work injuries, short term disability and unscheduled absences than younger workers, the average amount of time they will miss due to an injury or illness is greater by nearly a third.
- Workers older than age 40 account for 50 percent of all short-term disability claims and up to 75 percent of long-term disability claims.
- Primary reasons for long term work disruptions for this age group include impairments of the musculoskeletal and circulatory systems as well as mental and cancer disorders.
- The additional presence of risk factors such as smoking, lack of exercise and obesity can result in healthcare costs for this population that are nearly 300 percent higher than the younger workforce.
Source: News Release UnumProvident (July 7, 2005)